Equipment now. Pay as it pays you back.
Get the heavy machinery, vehicles, or tech your business needs to grow. Because the equipment secures the loan, approval is faster and terms are better. One desk, start to finish — the person who reviews your file is the one who calls you.
No credit impact · 2-minute form
58% of U.S. business equipment investment is financed. Buying outright is the exception, not the rule.
Source: Equipment Leasing and Finance Association · 2025–26.
Estimate your payment
Assumes excellent credit profile. Rates and terms subject to final underwriting approval.
Source: Equipment Leasing and Finance Association, Crestmont Capital · 2025–26.
Funded in three steps
Apply in minutes
A short form and a soft credit check. No impact to your score, no paper chase.
See your options
Real terms matched to the asset's working life, usually back the same day.
Get the equipment
Funds go straight to your vendor and the machine goes to work paying for itself.
Anything your business runs on
If it does real work and holds its value, it can secure its own financing. New or used, dealer or auction.
- Heavy machineryExcavators, loaders, ag and forestry iron
- Commercial vehiclesBox trucks, vans, trailers, fleet additions
- RestaurantOvens, walk-ins, espresso lines, full build-outs
- MedicalImaging, dental chairs, lab and clinic gear
- ConstructionLifts, compressors, scaffolds, site power
- Tech & hardwareServers, POS systems, production rigs
Built around the asset, not the application.
The equipment is the collateral
The asset secures its own loan, so approval is easier and down payments stay small or disappear.
Newer businesses welcome
A shorter track record is workable when the machine itself holds value a lender can count on.
Keep your working capital
Spread the cost over the asset's working life instead of draining cash in one buy.
Up to ~$1M, funded fast
Most deals clear in days, with funds wired straight to your vendor, often same-week.
A person picks up.
Equipment Capital is run by Joseph Snado, founder of an independent business-equipment financing desk. The person who reviews your file calls you back with real terms — and a straight no when the numbers don't work.
- Call
- (561) 915-1002
How Equipment Capital compares
| Equipment Capital | Crest Capital | Balboa Capital | |
|---|---|---|---|
| Speed to fund | 24h | 2–3 days | 2–4 days |
| Newer businesses | yes | limited | yes |
| Soft pre-qual | yes | no | no |
Competitor data sourced live and stamped with date.
Need something else? We do that too.
Equipment financing is the core product; these cover the rest of the job.
Equipment financing guides
View allThe machine pays for itself. Start it.
See your rate in 2 minutes; no credit impact, no obligation.